Credit Card Offer Reviews

CreditCardMonitor.Org reviews all the different credit card offers from the various credit card companies then we compare them to provide you with the most up-to-date information anywhere on the internet. We continually monitor the credit card industry looking for the best interest rates, lowest balance transfer interest rates, and the highest credit card rewards programs.

Here is just some of the in information you'll find on CreditCardMonitor.Org:

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Editor's Top Choice
Cash Back Credit Card

Editor's Top Choice
Low Interest Credit Card

Editor's Top Choice
Gas Rebate

Information is updated on a regular basis -
information current as of: Sat May 17, 2008 01:30 pm

 Chase Platinum Visa® Card

Chase Platinum Visa Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance


 Blue from American Express®

American Express Blue

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 15 Months* As Low As 7.99%* None*

  • Membership Rewards ExpressSM program
  • 0% APR on purchases for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
  • Blue is your launch pad to stand out shopping and entertainment rewards and one-of-a-kind experiences.
  • Express Approval. Get a decision in less than 60 seconds.


 Chase Freedom(SM) Credit Card

Chase FreedomCash Visa

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 14.99%* None*

  • Receive $50 after you make your first purchase
  • 3% Cash Back in your top 3 everyday spending categories
  • 1% cash back for every $1 you spend on all other purchases
  • Receive an extra $50 each time you save and redeem $200 in rewards


 Discover® More(SM) Card

Discover Platinum

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone else(SM*)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 12 months on Purchases and Balance Transfers


 Blue Cash® from American Express

American Express Blue Cash

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* As Low As 9.99%* None*

  • Up to 5% Cash Back with Unlimited Cash Rewards
  • Earn unlimited cash back
  • 0% Intro APR for 6 months on purchases
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  • No Annual Fee
  • Express Approval. Get a decision in less than 60 seconds.


 Chase Free Cash Rewards(SM) Visa® Card

Chase Free Cash Rewards

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 1 point for every eligible dollar in purchases
  • 1,000 Bonus Points after your first purchase
  • Intro 0% Fixed APR for up to 12 months*
  • No Annual Fee
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned


 Discover® Open Road(SM) Card

Discover Platinum Gas

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners


 Chase Flexible Rewards Platinum Visa® Card

Chase Flexible Rewards

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

Why settle for a rewards credit card that limits your choice of rewards?
With the Flexible RewardsSM Platinum Visa® card, you can earn 1 point for every eligible dollar spent and turn everyday purchases into extraordinary rewards:

  • Merchandise - Choose from a variety of great brand name products.
  • Travel - Earn airline tickets, hotel stays or car rentals.
  • Cash back - Redeem 3,500 points and receive a $25 check.
  • Gift cards - Get free stuff from your favorite stores and restaurants.

Enjoy great rewards that you can redeem with as few as 2,500 points. Save even more with a 0% Intro APR for up to 12 months and no annual fee.


 Chase PerfectCard™ MasterCard®

Chase PerfectCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99%* None*

  • 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
  • 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
  • 1% rebates on ALL other purchases made anywhere else
  • 0% Intro APR for up to 6 months*
  • No Annual Fee
  • Earn rewards wherever the road takes you with the Chase PerfectCard.
    Rebates are automatically credited toward future purchases made on your card.


 Miles by Discover® Card

Discover Miles

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99%* None*

  • A Miles card with no annual fee!
  • No blackout dates
  • Double Miles on food and travel, up to $3,000 each year
  • 1 Mile for every $1 you spend
  • Unlimited Miles while your account is active
  • 0% Intro APR*


 Blue Sky from American Express

American Express Blue Sky

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* as low as 9.99%* None*

  • Earn points on everything you buy with the Card.
  • Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points.
  • Earn 1 point for every dollar you spend
  • Travel anytime: No blackout dates or restrictions
  • No annual fee and 0% intro APR for 6 months
  • World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
  • Express Approval. Get a decision in less than 60 seconds.


 Discover® Motiva(SM) Card

Discover Motiva Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
3.9%* Up to 12 Months* 10.99%* None*

  • Cash Rewards for your good credit management!*
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • 3.9% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 One from American Express®

American Express One

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* As Low as 10.99%* $35*

  • No Pre-Set Spending Limit
  • Get $50 after your first purchase
  • Earn a competitive Annual Percentage Yield (APY), currently 2.75% (variable rate as of 4/15/2008).
  • Never pay interest on new purchases
  • The Savings Accelerator(SM) Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
  • No annual fee for the first year - A $35 savings
  • Express Approval. Get a decision in less than 60 seconds.


 Clear from American Express®

American Express Clear

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • No fees of any kind. No annual fee, no late fees,no over-limit fees, no balance transfer fees, no cash advance fees.
  • Automatic Rewards. You'll get an American Expressbranded shopping card worth $25 delivered straight to your door everytime you spend $2,500. 
  • Flexible PaymentTerms. You can pay in full, or carry a balance. The choice is yours.
  • Flexibility to pay over time 
  • No annual fee and 0% intro APR for up to 12months.
  • World class Cardmember benefits includingPurchase Protection Plan, Buyers Assurance Plan, and ReturnProtection.
  • Express Approval. Get a decision inless than 60 seconds.


 Chase TravelPlus Visa® Card

Chase Travel Rewards

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 14.99%* None*

     
  • Earn 2 miles per $1 on travel purchases
  • Earn 1 mile per $1 on all other purchases
  • Annual rewards fee of $29
  • Redeem for airline tickets, cash, gift cards and more!
  • Intro 0% Fixed APR for up to 12 months


 IN: CHICAGO® Card from American Express

American Express IN:Chicago

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* As Low As 8.99%* None*

  • Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Chicago or not.
  • Points have no expiration date and you can redeem points for rewards in Chicago, New York and Los Angeles.
  • 0% APR for 6 months
  • No Annual Fee


 IN: LA® Card from American Express

American Express IN:LA

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* As Low As 8.99%* None*

  • Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Los Angeles or not.
  • Points have no expiration date and you can redeem points for rewards in Los Angeles, Chicago and New York.
  • 0% APR for 6 months
  • No Annual Fee


 IN: NYC® Card from American Express

American Express IN:NYC Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* As Low As 8.99%* None*

  • Earn one INSIDESM Rewards point for virtually every eligible dollar you spend in New York City.
  • Points have no expiration date and you can redeem points for rewards in New York. 
  • 0% APR for 6 months
  • No Annual Fee


 Discover® More(SM) Card - Clear

Discover Clear

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Discover® More(SM) Card - American Flag

Discover Flag Platinum Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Discover® More(SM) Card - Sealife Collection

Discover Sea Life Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus  Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Discover® More(SM) Card - Wildlife Collection

Discover Wildlife

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Pulaski Bank Visa Gold

Pulaski Bank Gold Visa

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%
BT Only*
6 Months* 8.00%* None*

  • 8.00% APR
  • Low Rate
  • No Annual Fee
  • 0% Balance Transfers


 Chase Platinum MasterCard®

Chase Platinum MasterCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • Interest-free grace period when you pay your bill in full each month
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

  • The Lowest Interest Rate Credit Cards
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The current trend over the past couple years is that the various credit card companies have started tightening their collective belts. For example, in the past you could find quite a few credit card issuers that had introductory interest rates of 0% for 15 to 18 months, now very few of them have rates that last 12 to 15 months and this is sure to get worse.

Credit card interest rates have continued to steadily climb as well. If you were fortunate to acquire a low fixed rate credit card a few yews back then you're one of the lucky ones. It's impossible to find fixed rates in the 5% - 6% range any more, most companies are offering variable rates these days and nothing close to 6%.

Credit Card Application Online Approval

There are many advantages these days that weren't available to us in the past. The internet has made it easier for the credit card companies to use an instant approval credit card application in doing so it's now possible to have your credit card application online approval in just minutes.

Another benefit is that we now have all the information right at our finger tips to compare the different credit card companies and there cards. For example, if I want I can pull up information on Capital One secured credit cards and compare it with the Discover More Card by doing this I'll find that the Discover More Card is loaded with more benefits.

As the different credit card companies continue to add a variety credit card types like gift credit cards or gas rebate cards we will continue to review each of them and provide you with all the information you need to choose the best credit card on the market that fits your needs.

Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.
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