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Credit Card Offer Reviews
CreditCardMonitor.Org reviews all the different credit card offers from the various credit card companies then we compare them to provide you with the most up-to-date information anywhere on the internet. We continually monitor the credit card industry looking for the best interest rates, lowest balance transfer interest rates, and the highest credit card rewards programs.
Here is just some of the in information you'll find on CreditCardMonitor.Org:
.....read more
Information
is updated on a regular basis - information current
as of:
Sat Mar 13, 2010 07:49 am
| Discover® More® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
|
- 0% APR on Balance Transfers for a FULL 12 months
- 0% APR on Purchases for a FULL 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
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| Discover® Open Road(SM) Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
|
- Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
- 5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.
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| Miles by Discover® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
|
- 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- Book any travel, anytime with no blackout dates or restrictions
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire
- No Annual Fee
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
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| Discover® Motiva(SM) Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 3.99%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
|
- Cash Rewards for your good credit management!
- Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*
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| Discover® More® Card - American Flag |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
|
- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
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| Discover® More® Card - Sealife Collection |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
|
- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
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| Discover® More® Card - Wildlife Collection |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
|
- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
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- The Lowest Interest Rate Credit Cards
- The Best Rewards Credit Cards
- The Best Rewards Credit Cards
- Second Chance Credit Cards
- Where to apply for secured credit cards
- How to find easy to get credit cards
- What are the best gift credit cards
- Where to find credit cards for teens
The current trend over the past couple years is that the various credit card companies have started tightening their collective belts. For example, in the past you could find quite a few credit card issuers that had introductory interest rates of 0% for 15 to 18 months, now very few of them have rates that last 12 to 15 months and this is sure to get worse.
Credit card interest rates have continued to steadily climb as well. If you were fortunate to acquire a low fixed rate credit card a few yews back then you're one of the lucky ones. It's impossible to find fixed rates in the 5% - 6% range any more, most companies are offering variable rates these days and nothing close to 6%.
Credit Card Application Online Approval
There are many advantages these days that weren't available to us in the past. The internet has made it easier for the credit card companies to use an instant approval credit card application in doing so it's now possible to have your credit card application online approval in just minutes.
Another benefit is that we now have all the information right at our finger tips to compare the different credit card companies and there cards. For example, if I want I can pull up information on Capital One secured credit cards and compare it with the Discover More Card by doing this I'll find that the Discover More Card is loaded with more benefits.
As the different credit card companies continue to add a variety credit card types like gift credit cards or gas rebate cards we will continue to review each of them and provide you with all the information you need to choose the best credit card on the market that fits your needs. Reasonable efforts are made to maintain
accurate information. However,
information is presented without
warranty. When you click on the "apply
online" link you will have an
opportunity to review the credit card
terms and conditions on the credit card
issuer's web site.
credit card monitor
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