Credit Card Offer Reviews

CreditCardMonitor.Org reviews all the different credit card offers from the various credit card companies then we compare them to provide you with the most up-to-date information anywhere on the internet. We continually monitor the credit card industry looking for the best interest rates, lowest balance transfer interest rates, and the highest credit card rewards programs.

Here is just some of the in information you'll find on CreditCardMonitor.Org:

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Information is updated on a regular basis -
information current as of: Thu Jul 29, 2010 11:18 pm

Discover® More Card

Intro APR Intro Period Regular APR Annual Fee 0%** 6 Months** 11.99 - 20.99 (Variable)*%* None* 0% intro APR on balance transfers for a full 15 months, then the Regular APR 0% intro APR on purchases for a full 6 months, then the Regular APR 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee

Discover® Open Road Card

Intro APR Intro Period Regular APR Annual Fee 0%** 6 Months** 11.99 - 20.99 (Variable)*%* None* 2% Cashback Bonus automatically at any gas station and any restaurant 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall Up to 1% unlimited Cashback Bonus on all other purchases 0% intro APR on balance transfers for 12 full months, then the Regular APR 0% intro APR on purchases for 6 months, then the Regular APR

Miles by Discover® Card

Intro APR Intro Period Regular APR Annual Fee 0%** 6 Months** 10.99 - 16.99 (Variable)*%* None* 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year Double Miles on your first $3,000 in travel and restaurant purchases each year Double Miles through our exclusive online shopping site One Mile for every dollar on all other purchases Flexible redemption options for travel, gift cards, or cash 0% intro APR on balance transfers and purchases for 6 months, then the Regular APR

Chase Freedom® Visa

Intro APR Intro Period Regular APR Annual Fee 0%* 6 Months on Purchases** 12.99-22.99 Variable*%* None* 0% Intro APR and No Annual Fee 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy! Unlimited 1% Cash Back on all other purchases with no spending tiers Up to an additional 20% cash back when you shop online at select merchants through Chase

Discover® MotivaCard

Intro APR Intro Period Regular APR Annual Fee 3.99%** 12 Months** 11.99 - 20.99 (Variable)*%* None* Cash rewards for your good credit management Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall Up to 1% unlimited Cashback Bonus on all other purchases 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR 3.99% intro APR on purchases for a full 12 months, then the Regular APR

• The Lowest Interest Rate Credit Cards
• The Best Rewards Credit Cards
• The Best Rewards Credit Cards
• Second Chance Credit Cards
• Where to apply for secured credit cards
• How to find easy to get credit cards
• What are the best gift credit cards
• Where to find credit cards for teens

The current trend over the past couple years is that the various credit card companies have started tightening their collective belts. For example, in the past you could find quite a few credit card issuers that had introductory interest rates of 0% for 15 to 18 months, now very few of them have rates that last 12 to 15 months and this is sure to get worse.

Credit card interest rates have continued to steadily climb as well. If you were fortunate to acquire a low fixed rate credit card a few yews back then you're one of the lucky ones. It's impossible to find fixed rates in the 5% - 6% range any more, most companies are offering variable rates these days and nothing close to 6%.

Credit Card Application Online Approval

There are many advantages these days that weren't available to us in the past. The internet has made it easier for the credit card companies to use an instant approval credit card application in doing so it's now possible to have your credit card application online approval in just minutes.

Another benefit is that we now have all the information right at our finger tips to compare the different credit card companies and there cards. For example, if I want I can pull up information on Capital One secured credit cards and compare it with the Discover More Card by doing this I'll find that the Discover More Card is loaded with more benefits.

As the different credit card companies continue to add a variety credit card types like gift credit cards or gas rebate cards we will continue to review each of them and provide you with all the information you need to choose the best credit card on the market that fits your needs.

Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.

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